The origins of contemporary bingo go back to 16th century Italy, where the lottery game Lo Giuoco del Lotto dItalia was introduced. The popular chance game was introduced to North America in the late 1920s by the name of Beano. A toy salesperson of New York was responsible for changing the name of the game into Bingo and to the increase of its popularity throughout the US. In the late 18th century, the original Italian lotto game made its way to France. Historical evidence shows that a game called Le Lotto was popular among the French high society who used to play the game in parties and social gatherings. Le Lotto used to be played with special cards that were divided into three rows and nine columns. Each of the three columns consists of 10 numbers, while each column had five random number and four blank spaces in it. Each player had a different lotto card where he used to mark the number announced by the caller. The first player to cover one row won the game.By the 19th century, the lotto game spread around Europe and started to serve as a didactic childrens game. In the 1850s, several educational lotto games had entered the German toys market. The lotto games purpose was to teach children how to spell words, how to multiply numbers, etc. By 1920s, a similar version to the lotto game, known as beano was popular at county fairs throughout the US. In beano, the players placed beans on their cards to mark the called out number. The first player who completed a full row on his card, used to yell out Beano!, until one night in December 1929, when a New Yorker toys salesperson by the name of Edwin S. Lowe visited a country fair outside Jacksonville, Georgia. On his way back to New York, Lowe had purchased beano equipment including dried beans, a rubber numbering stamp and cardboard. At his New York home, Lowe has been hosting friendly beano games. During one game, one excited winner who had managed to complete a full row stuttered out Bingo, instead of Beano. Listening to the excited stuttering girl, "Edwin S. Lowe" thoughts went away. Lowe decided to develop a new game that would be called Bingo.While Lowes Bingo game was making its first steps in the market, a Pennsylvanian priest asked Lowe to use the game for charity purpose. After a short tryout period, the priest had found out that the bingo game causes the churches to lose money. Since the variety of bingo cards was limited, each bingo game ended up in more than five winners. In order to develop the game and to lower the probabilities of winning, Lowe approached Prof. Carl Leffler, a mathematician from Columbia University. Leffler was asked to create bigger variety of "bingo cards" that each of them will have unique combination of numbers. By 1930, Lowe had 6,000 bingo cards and Prof. Leffler went insane. Since then, the popularity of the bingo game as a fundraiser continued to grow. In less than five years, about 10,000 weekly bingo games took place throughout North America. Lowes company grew to employ several thousands of employees and to occupy more than 60 presses 24 hours a day. Now, bingo is one of the most popular "chance game" s in the world. It is played in churches, schools, local bingo halls and land based casinos in the US, the UK, Australia, New Zealand and other parts of the world.
Find out if discount merchant account services are available for your company by browsing Websites of potential lenders. By checking application guidelines, you will soon see whether you quality, and if so, how to apply and enhance your chances of being approved for this account. Getting a merchant account makes you eligible to accept credit card payments. Think of how greatly your sales volume could increase when you allow customers to pay with credit instead of insisting on cash or checks. They will love you for providing this option, and your sales volume could quickly skyrocket when happy customers come to visit with plastic in hand. A discount merchant account lets you provide credit payment options at one low price. For example, after paying a possible application and setup fee of perhaps $100, you may be charged just $19.95 per month for the options of accepting credit card and debit payments as well as e-check processing and related services. You have to be careful when shopping for a merchant account, as there may be all kinds of hidden fees that are not listed on the home page. Instead, these may be buried in fine print or posted on a distant link from the home page. You need to find out in advance what the costs will be and how you will be expected to pay them. For example, ask about an online application fee, a membership fee, and a setup fee, among others, if you dont see these posted. Some services will tell you that what you see is what you get. In other words, if you dont see a certain fee in the price list, it doesnt exist and cannot be added later. Even if you accept a merchant account under certain conditions the first year, during the second year your fees could change, so ask about the long view as well.Applying for a discount merchant account must be undertaken with caution. Something that sounds too good to be true probably is just that. Look for a lenders name you can trust along with a reputation built on values like integrity and respect. Avoid companies that you are unfamiliar with, as there are many fly-by-night entities looking to make a fast buck. Get the contract in writing, and make sure you read it all before signing up. Ask for clarification of any terms or conditions you do not understand. All too often, an unwary entrepreneur may end up in dire straits when a seemingly lucrative merchant account becomes a sinkhole. Dont rush out and buy all types of credit processing equipment when your merchant account is approved. First, make a business budget that includes a category for growth and marketing. Then look for the right kind of equipment that will best serve your customers needs. For example, you dont have to buy every type of credit processing system available when a simple plug-in terminal will do. Keep your expenditures low while you get used to this new way of collecting payments. If all works out well, you can add more options later with your discount merchant account.
A credit merchant account can make your business more productive than ever. Thats because a merchant account will let you start accepting credit card payments from customers in any part of the world at any time of the day or night. Could business possibly be better than that when conducted in any other way? That is why you need to know more about potential benefits of a merchant account. Your credit merchant account will let you grow your business in ways you may not have imagined. For example, in addition to taking credit card payments on location at your store, you can take a wireless credit card processor with you to customers residences or places of business and accept payment on the spot. This makes it easier for the customer to pay the charges and not give another thought to the transaction. You, on the other hand, likewise benefit when the bill is paid promptly without the hassle of waiting for payments that may never arrive. You can hire few billing clerks and accounts receivable employees when you accept credit transactions that are processed instantly. Another way that a credit merchant account can serve your business is when you implement a phone order and payment system. A digital program will let customers call a toll-free number, listen to messages about products and services or select other options, such as payment or catalog request, and then finish up by processing a credit card for any purchases made during the phone call. You dont even have to hire someone to answer the phone; the entire process can be automated, although you may want to have a customer service rep available at certain hours of the day if needed. The credit merchant account benefit that is creating quite a buzz in the business world is the Internet credit card processing option. More companies are putting up a Website in cyberspace to get their names out there and to attract a larger, more global client base. You can enjoy these benefits, too, when you get approved for a credit merchant account and hire a Web designer to create an artistic or thoughtful Website that represents your business to customers around the world. Registering with search engines will bring thousands of visitors to your site by accident, but they may decide to remain when they find exciting features on your home page, such as a survey, a helpful hint, or links to product lists and descriptions. They can shop in any time zone or region in any continent from a computer with Internet access. Think of the possibilities for building a super-size client base! Give some thought to applying for a merchant credit account from a trusted lender or underwriter. This special account will confer professional merchant status and allow you to collect credit payments in a timely manner instead of working through a time-consuming billing process that may render less fruitful results. Shop soon to compare prices and terms for your credit merchant account.
Trade show exhibitors often create magical environments to take you out of the ordinaryand sweep you away to another world. They can be filled with music (The House of Blues found at the Exhibitor Show 2006 in Las Vegas), or animals (live African blackfooted penguins at the Magnussen Home Furnishings booth at International Home Furnishings Markets biannual trade show in April 2005), adventure or just plain fun. Trade show exhibitors often ask why they should create a distinctive theme for their "trade show" display booth. There are at least three good reasons. Themes set you apart from your competition, stimulate excitement and momentum for your staff, and dramatically increase traffic to your trade show display.Heres a good example: The International Home Furnishing Markets biannual trade show (April 2005) was spread over 12 million square feet in 188 different buildings with over 75,000 attendees. Magnussen Home Furnishing was exhibiting at this giant trade show and their theme was Jazz Age opulence featuring Irving Berlins Puttin on the Ritz with high hats, narrow collars, white spats and lots of dollars. They used pear shaped penguins that looked like sophisticated men in tuxedos as a whimsical tie-in to their trade show theme of elegance. A way to grab attention at this vast exhibit space was to have real penquins (intimately identified with the Magnussen exhibit) seen by thousands of visitors over four days in the 10 by 10 foot eye- level special habitat built in the trade show exhibit lobby. Magnussen enhanced their penguin theme by having their male staff wear tuxedos while their female staff wore white blouses and either black skirts or black slacks. They also hired teenagers dressed as penguins to roam the spacious trade show floor to attract attendees to their trade show display. The fact that there was a Jazz age band playing with glamorous ballroom dancers showing off the ritz also pleased and thrilled attendees at the dramatic 35,000 square foot Magnussen exhibit booth. Their jazzy results: a 20-percent increase in show visitors over the year before.In October 2003, Magnussen tabbed their trade show exhibit display theme the Magic of Magnussen. Two magicians in the lobby acted like pied pipers drawing attendees to their "trade show exhibit" booth while performing riveting magic tricks. Magnussen staff handed out decks of playing cards and they had a stuffed bunny popping out of a black hat as a giveaway. Their magical results: about a 10-percent increase in attendance over the previous year.Advanced Micro Devices Inc. (AMD) chose the theme, Break Free at the National Association of Broadcasters 2005 show. It hit the right cord for the market that wants to do things differently and think beyond restraints. AMD had five hip actors dressed in business suits wearing 3-D glasses spread the message of AMD on the trade show exhibit floor, the lobby and the trade show exhibit displays of their partners. The cool actors gave out entry cards and 3 D glasses to visitors who got to enter a contest to win an AMD processor-powered laptop each day of the show.Result: exceeded their original goal of 1500 visitors by 33%.Remember that by having a theme for your company at your trade show exhibit display, you create excitement, focus, and sales. Your trade show exhibit themed message becomes a mantra and a hypnotic magnet. Dick Wheeler is President of Professional Exhibits & Graphics, headquartered in Sunnyvale, California. The firm is a full-service premiere trade show exhibit exhibit, graphics and management services company. For addtional information, go to www.proexhibits.com. Copyright 1996-2006, Professional Exhibits & Graphics. All Rights Reserved
Sarbanes-Oxley Act or the accountants full employment act as I like to call it, refers to legislation introduced by Senator Paul Sarbanes (D) MD and Representative Michael Oxley (R) Ohio and passed in July of 2002 in response to the Enron and Worldcom scandals.Whenever the nation is confronted by a problem or crisis Congress feels that they must pass some sort of legislation in order to give the impression that they are doing something to fix the problem.The legislation usually only addresses the symptom and not the cause, just like Doctors today who are no longer healthcare providers but pill pushers, they prescribe one medication for the illness and another for the side affects, without regard to the damage cause to vital organs such as kidney and liver.When there is a problem congress passes legislation, and when there isnt a problem congress passes legislation and then passes more legislation to deal with the problems the legislation causes.When you put a bunch of crazy people and lock them in a building you have an Asylum, when you have a bunch of lawyers together in a building you also have an asylum.We as a nation expect and demand too much from the politician in Washington, next we will be asking them to pass a law banning hurricanes and floods, which will have the same affect as Sarbanes-Oxley.No legislation Congress can pass will stop the criminal mind from circumventing it. When you have people using all their creative powers to come up with ways to circumvent existing laws that are flaw to begin with.When you have a bunch of Senators and Representative and their staff, most of who have never spent a day in business legislate conduct and behaviors for businessman, you end creating more problem than you set out to fix.The reputation of lawyer is just below that of Witch Doctors and Rain Dancer, yet we send them to Washington to set up laws to govern every area of our lives.Sarbanes-Oxley also known as Sarbox is intended to restore faith in U.S. financial system, but is storing vast amounts of data the answer: This may help prosecutors later to convict the wrong doers but it does not provide the transparency needed.Under Sarbox publicly traded companies must have policies and controls in place to secure, documents and process material information dealing with their financial results.This piece of legislation was intended to be apply to publicly traded companies with revenues over 25 millions, But like every other bad medicine it has side affects that must be dealt with.Some large companies are making small Corporation public and private institute Sarbanes-oxley internal controls, as a condition for doing business with them. This is very costly venture for small companies that need every penny to grow their business.If Sarbox was intended to protect the investing public what right do large corporation have to demand that private companies comply?Over the last ten years the Fortune 500 companies have loss over 15 million jobs while small businesses have created 20 million new jobs. But many of this small company need to pour their resource into their businesses in order grow and in some cases to stay in business.These creators of wealth must be allow to continue their ingenious work and provide fuel to our economy without impediment from Sarbox,Venture Capital money is to expensive and SBA loans are sham so how can small companies comply with these expensive internal control without cutting back on hiring and other vital areas.Why are small companies being held to higher standard when the law requires something less?I keep hearing that relief is on the way, but I Hope it comes from the Securities and Exchange Commission and not from Congress the last thing we need is another piece of legislation.What good are internal controls when the people reviewing them are the ones abusing them, Sarbox requires public companies to improve their corporate reporting and oversight and to increase operational transparency, accountability, and truthfulness.I dont think that any one in their right mind believes for second that had Sarbox been in the law at the time it would have stop the people at Enron and worldcom.If they want laws to deal effectively with Enron and Worldcom like problems maybe they should get Ken Lay (Enron) and Bernie Ebbers (Worldcom) to write them.In 1933 When President Roosevelt was asked why selected a person of such questionable character as Joseph P. Kennedy to head the newly created SEC, Roosevelt Replied It takes a crook to catch a crookSo lets make Ebbers and Lay Pay their debt to society by drafting legislation to protect the investing public from the likes of them.Maybe we should enforce the laws already in the book and make sure these people spend a very long time behind bars as an example to anyone thinking of doing the same.We can also stop letting Hollywood set the moral standard for our children, kids today spend an enormous amount of time behind the tv screen and too many weekends at the theater.And maybe the real culprit is our educational system, where kids are being taught at every level that everything is relative, and that there are not absolutes.If everything is relative then this individuals did not commit any crime after all they were just out to make a few bucks and their tactic were well within the scope of relativity.Today we live in a society where even judges are offended by the Ten Commandments, its understandable it is very offensive to be told Thou shalt not steal somebody might actually obey and refrain from stealing.There is a bible verse that says Do not be deceived God cannot be mocked. A man reaps what he sow we have been sowing too much into relativity and not enough into absolutes.And now we are paying the price, you always reap more than you sow, if you sow one tomato seed you will reap a tomato plant with lots of tomatoes.So lets start by reforming Sarbox and increase transparency and not bureaucracy, lets allow the creative minds that have giving us 20 million new jobs in ten years and great technological advances continue to work without hindrance.Maybe we dont have the answer but until we can come up with a workable solution we should refrain from passing legislation or maybe we should elect fewer lawyers to public office.For additional information please visit: http://www.genesiscorporateadvisors.com